What happens to bank account when someone dies without beneficiary? If someone dies without a will, the money in his or her bank account will still pass to the named beneficiary or POD for the account. The executor has to use the funds in the account to pay any of the estate's creditors and then distributes the money according to local inheritance laws. I need a probate attorney for a property in 92614, can your probate lawyers help? Yes, Irvine Probate Law, will be happy to help you probate your properties.